One of the best ways to speed up a car insurance claim and get the money you need to fix your car is to make sure your adjuster knows who is at fault for the crash. The person responsible for the car accident needs to take responsibility for the damages caused after the collision as well. You can help your adjuster determine who the responsible party is by giving as much evidence as possible. There are three easy ways to do this.
Record the Accident with a Dash Cam
A typical dash cam is relatively affordable, and provides very useful evidence if you are ever involved in a car accident. You can order them online and mount them on your rear-view camera. They will then record the streets and what happens around your vehicle as you drive. In the case of a collision, a recording from a dash cam comes in handy if you have to show your adjuster and the authorities what happened during the collision. It’s a small investment that might pay off in the long run.
Pictures of Both Vehicles After the Scene
After a car crash, it is always best to take as many photos as possible of both vehicles. Take as many pictures from every angle that you can, especially of the damages, but also of the parts of the car that remain intact. This not only records exactly what damages were done on the vehicle at the time of the accident, but it will also help the adjuster determine how the collision occurred, and may help them decide who was at-fault for the accident. It will also prevent the other driver from causing further damage to his or her vehicle and listing them as being caused by the accident.
Take Down the Name and Information of Any Witnesses
If there are witnesses at the scene, it is always best to take down their name and contact information as well as any notes they may have on the accident. Report these to your insurance specialist so that they can get statements from the witness in order to protect your case. Most people who witness an accident are willing to help. It never hurts to ask, and you never know what someone’s word will do to help you.
It is also best to take your own notes of what happened after an accident. Your insurance adjuster will take a statement from you regarding the accident. You may forget some details after the shock you’ve been in. After you recover, write down things you remembered from the accident so you can better assist your adjuster in processing the claim.
Getting involved in a car accident is always a stressful ordeal. The best way to get through it as fast as possible is to help your insurance company help you move on. Call an insurance company who can help protect your rights and get you the coverage you need today.