Terms of Service

Welcome to Rapid Insurance. These Terms of Service govern your use of our website located at www.erapidinsurance.com and any services provided through it.

By accessing or using our Website, submitting your information, or requesting an insurance quote, you agree to be bound by these Terms.

1. Use of Our Services

You agree to use our Website and services only for lawful purposes. You must not:

• Provide false, inaccurate, or misleading information
• Use the Website for fraudulent or unlawful activity
• Attempt to interfere with the functionality or security of the Website

We reserve the right to deny service, terminate access, or refuse quotes at our discretion.

2. No Guarantee of Coverage or Rates

• Submitting a request does not guarantee insurance coverage, approval, or specific pricing
• Quotes provided are estimates and subject to underwriting by insurance carriers
• Final premiums, coverage terms, and eligibility are determined by the issuing insurance company

3. Consent to Contact

By submitting your information through our Website, you expressly consent to be contacted by Rapid Insurance, its agents, affiliates, and partners via:

• Phone calls (including autodialed or prerecorded calls)
• Text messages (SMS/MMS)
• Email communications

These communications may occur even if your number is listed on a federal or state Do Not Call Registry.

You understand that:

• Consent is not a condition of purchase
• Message and data rates may apply
• You may opt out at any time by replying STOP to text messages or contacting us directly

4. Electronic Communications & E-Sign Consent

By using our services, you consent to receive communications electronically. You agree that:

• Electronic records and signatures are legally binding
• This complies with applicable laws including the Electronic Signatures in Global and National Commerce Act

5. Third-Party Services

We may share your information with:

• Licensed insurance agents and carriers
• Lead partners and marketing platforms
• Technology providers (CRM systems, dialers, communication tools)

We are not responsible for the actions, policies, or services of third-party providers.

6. Intellectual Property

All content on this Website—including text, graphics, logos, and design—is the property of Rapid Insurance and is protected by applicable intellectual property laws.

You may not:

• Copy, reproduce, or distribute content without written permission
• Use our branding or materials for commercial purposes without authorization

7. Disclaimer of Warranties

Our Website and services are provided "as is" and "as available." We make no warranties, express or implied, including:

• Accuracy or completeness of information
• Availability or uninterrupted access
• Fitness for a particular purpose

8. Limitation of Liability

To the maximum extent permitted by law, Rapid Insurance shall not be liable for:

• Any indirect, incidental, or consequential damages
• Loss of data, revenue, or business opportunities
• Errors, delays, or interruptions in service

9. Indemnification

You agree to indemnify and hold harmless Rapid Insurance, its officers, employees, and partners from any claims, damages, or liabilities arising from:

• Your use of the Website
• Your violation of these Terms
• Any false or misleading information you provide

10. Privacy

Your use of our Website is also governed by our Privacy Policy: [Insert Privacy Policy Link]

11. Compliance with Laws

You agree to comply with all applicable laws, including but not limited to:

• Telemarketing and communication regulations
• Insurance laws and licensing requirements
• Data protection and privacy regulations

12. Modifications to Terms

We reserve the right to update or modify these Terms at any time. Changes will be posted on this page with an updated effective date. Continued use of the Website constitutes acceptance of the updated Terms.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to conflict of law principles.

14. Dispute Resolution & Arbitration

Any disputes arising out of or relating to these Terms or your use of the Website shall be resolved through:

• Binding arbitration
• On an individual basis (no class actions)

You waive your right to participate in class action lawsuits to the extent permitted by law.

15. Contact Information

If you have any questions regarding these Terms, please contact us:

Rapid Insurance 2319 N San Fernando Blvd, Burbank, CA 91504 📞 Phone: (818) 646-1516 🌐 Website: www.erapidinsurance.com